• BILLIONS FOR THE BANKERS

    From Ryan Schiffbauer@RICKSBBS to All on Tuesday, October 27, 2026 07:24:00
    The following pamphlet was written in 1989 by a minister (now
    deceased) who had the courage and inspiration to explain in
    very simple and uncluttered language -- how it is that we
    are presently being ENSLAVED and IMPOVERISHED by the current
    "debt-usury banking system" that we have.

    It was written for a predominately Christian audience (which may
    or may not be your cup of tea), and some of the information
    may be a little dated (the figures for the debt, for example,
    have increased astronomically since it was penned) but regardless
    of that -- it is a clear and URGENT message that needs to be
    listened to by the American people.

    Keep in mind, also, that according to William Cooper ("Behold
    a Pale Horse" p. 80-81) -- in the year 1952, an alliance was
    formed between all the various groups that are working for total
    financial enslavement of the worlds' peoples: The Illuminati,
    Knights of Malta, Freemasons, European and Continental Banking
    Families, etc.. Thus, it is NOT any one group or subgroup of
    this alliance (referred to as the "Bankers" in the text) that
    is doing it to us.

    There is no copyright to this information. Print out a copy and
    share it with your friends!

    -- JS

    __________________________________________________________________________


    BILLIONS FOR THE BANKERS AND DEBTS FOR THE PEOPLE

    A Study

    by

    Pastor Sheldon Emry

    "For the love of money is the root of all evil..."
    1 Timothy 6:10


    Produced and Distributed by:

    AMERICA'S PROMISE MINISTRIES
    P.O. BOX 157
    SANDPOINT, IDAHO 83864

    * * *

    [There is NO COPYRIGHT on this information. Please re-post it freely
    and widely. It needs to be in the hands of every American citizen!]

    ______________________________________________________________________


    TABLE OF CONTENTS

    INTRODUCTION

    Love of Money.................................................i
    Thomas Jefferson Quote.......................................ii
    Three Types of Conquest.....................................iii

    BILLIONS FOR THE BANKERS.........................................1

    Money is Man's Only Creation..................................2
    Money Creating Profitable.....................................3
    Adequate Money Supply Needed..................................3
    The Bankers' Depression of the 1930's.........................3
    Money For Peace or War?.......................................5

    POWER TO COIN AND REGULATE MONEY.................................6

    HOW PEOPLE LOST CONTROL OF THE FEDERAL RESERVE...................6

    More Disastrous Than Pearl Harbor.............................7
    They Print It -- We Borrow It.................................7
    And There is More.............................................9
    And There is Still More.......................................9

    THE INTEREST AMOUNT IS NEVER CREATED............................10

    Borrow $60,000 and Pay Back $255,931.........................11
    Small Loans..................................................11
    Bankers Always Prosper.......................................12
    The Cost to You..............................................13
    For the Gamblers.............................................14

    YES, IT'S POLITICAL TOO!........................................15

    Mounting Debts and Wars......................................16
    And There is More............................................17

    THE CONSTITUTIONAL WAY..........................................19

    No Bankers' Plunder..........................................21
    Stable Money.................................................22
    Citizen Control..............................................23
    A Debt-Free America..........................................24

    WHY HAVEN'T WE KNOWN............................................25

    Controlled News..............................................25

    TELL THE PEOPLE.................................................27

    AUDIT THE FEDERAL RESERVE.......................................29

    NOTABLE QUOTES ON MONEY.........................................33

    THEY HAVE NOT TOLD YOU..........................................35

    GOD KNOWS OUR PLIGHT............................................37

    WHAT YOU CAN DO.................................................38

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    p. i


    INTRODUCTION


    "The love of money is the root of all evil": (1 Timothy 6:10)

    "If thou lend money to any of my people that is poor by thee, thou
    shalt not be to him an usurer, neither shalt thou lay upon him
    usury." Exodus 22:25

    "Take no usury of him, or increase ... thou shalt not give him thy
    money upon usury." Leviticus 25:36-37

    "Unto thy brother thou shalt not lend upon usury: That the Lord
    they God bless thee." Deuteronomy 23:20

    In the early Church, any interest on debt was considered usury.
    Read below to see what interest (usury) on debts, a violation of
    God's Law, is doing to America.

    ----------------------------------------------------------------




    THE NEWS
    -------------------------------------------------------------
    A-8 Lynchburg, Va., Sat., March 26, 1977

    -------------------------------------------------------------

    THE NATIONAL DEBT


    In 1901 the national debt of the United States was less than $1 billion.
    It stayed at less than $1 billion until we got into World War I. Then it
    jumped to $25 billion.

    Between 1918 and 1941, on the eve of World War II, the national debt
    just about doubled -- from $25 to $49 billion.

    Between 1942 and 1952, the debt went from $72 billion to $265 billion.
    In 1962 it was $303 billion. Eight years later, in 1970, it was $383
    billion.

    Between 1971 and 1976 it rose from $409 billion to $631 billion. The
    estimated debt at the end of this year [1977] is $727 billion, and
    next year it is expected to top $800 billion -- having nearly doubled
    in the past eight years.

    If the present trend continues, and there is no evidence whatsoever
    that it will not continue, we can expect the national debt to nearly
    double again within the next six to eight years. By then, the INTEREST
    in the debt alone should be in the $400 billion a year range.

    [Transcriber's note: As of 1996, the official debt about 5 TRILLION].

    Eventually, the government will own nothing, the people will own
    nothing, the banks will own everything.

    _____________________________________________________________________________

    p. ii

    BILLIONS FOR THE BANKERS

    DEBTS FOR THE PEOPLE
    --------------------

    [Top of page: A cartoon showing two bankers sitting on top of a
    private bank tower -- one banker sitting contentedly in a
    chair smoking a cigar; the other banker throwing a money
    windfall up in the air and saying to the first banker, "IT IS
    EASY TO ROB THE PEOPLE AND GET RICH. WE JUST LEND THEM THEIR
    OWN CREDIT ON PAPER AND CHARGE THEM USURY (INTEREST)."
    Beneath the bankers is a door called "loans" showing a
    $50,000 paper credit "loan" going out of the bank to a
    residential home. From the home are $250,000 in payments
    (30 year payemts) flying back to land on the "tongue" of the
    voracious "open mouth" of the bank.]

    * * *

    "If the American people ever allow private banks to control the
    issue of their money, first by inflation and then by deflation,
    the banks and corporations that will grow up around them [around
    the banks], will deprive the people of their property until their
    children will wake up homeless on the continent their fathers
    conquered."
    -- Thomas Jefferson

    _____________________________________________________________________________

    p. iii


    THREE TYPES OF CONQUEST


    History reveals nations can be conquered by the use of one or more of
    three methods.

    The most common is conquest by war. In time, though, this method usually
    fails, because the captives hate the captors and rise up and drive them
    out if they can. Much force is needed to maintain control, making it
    expensive for the conquering nation.

    A second method is by religion, where men are convinced they must give
    their captors part of their earnings as "obedience to God." Such a
    captivity is vulnerable to philosophical exposure or by overthrow by
    armed force, since religion by its nature lacks military force to
    regain control, once its captives become "disillusioned."

    The third method can be called economic conquest. It takes place when
    nations are placed under "tribute" without the use of visible force or
    coercion, so that the victims do not realize they have been conquered.
    "Tribute" is collected from them in the form of "legal" debts and taxes,
    and they believe they are paying it for their own good, for the good of
    others, or to protect all from some enemy. Their captors become their
    "benefactors" and "protectors".

    Although this is the slowest to impose, it is often quite long lasting,
    as the captives do not see any military force arrayed against them, their
    religion is left more or less intact, they have freedom to speak and
    to travel, and they participate in "elections" for their rulers. Without
    realizing it, they are conquered, and the instruments of their own society
    are used to transfer their wealth to their captors and make the conquest
    complete.

    In 1900 the average American worker paid few taxes and had little debt.
    Last year payments on debts and taxes took more than half of what he
    earned. Is it possible a form of conquest has been imposed on our people?
    Read the following pages and decide for yourself. And may God have mercy
    on this once debt-free and great nation, in Christ,

    -- The author

    -------------------------------------------------------------------------- --------------------------------------------------------------------------

    p. 1


    BILLIONS FOR THE BANKERS

    DEBTS FOR THE PEOPLE
    --------------------

    THE REAL STORY OF THE MONEY-CONTROL OVER AMERICA

    by

    Pastor Sheldon Emry


    [Cartoon showing a mother standing in front of a judge in divorce
    court, holding the hand of her small boy and girl -- with her
    husband sitting in the witness chair, holding his head in gloom.
    The mother says to the judge, "AND JUDGE, WE WERE ALWAYS IN DEBT!."]


    * * *


    Americans, living in what is called the richest nation on earth, seem
    always to be short of money. Wives are working in unprecedented numbers,
    husbands hope for overtime hours to earn more, or take part-time jobs
    evenings and weekends, children look for odd jobs for spending money,
    the family debt climbs higher, and psychologists say one of the biggest
    causes of family quarrels and breakups is "arguments over money." Much
    of this trouble can be traced to our present "debt-money" system.

    ___________________________________________________________________________

    p. 2

    Too few Americans realize why Christian Statesmen wrote into Article I
    of the U.S. Constitution:


    "Congress shall have the Power to Coin Money and
    Regulate the Value Thereof."


    They did this, as we will show, in prayerful hope that it would prevent
    "love of money" from destroying the republic they had founded. We shall
    see how subversion of Article I has brought on us the "evil" of which
    God's Word had warned.


    MONEY IS MAN'S ONLY "CREATION"


    Economists use the term "create" when speaking of the process by which
    money comes into existence. Now, "creation" means making something which
    did not exist before. Lumbermen make boards from trees, workers build
    houses from lumber, and factories manufacture automobiles from metal,
    glass and other materials. But in all these they did not "create,"
    They only changed existing materials into a more usable and, therefore,
    more valuable form. This is not so with money. Here, and here alone,
    man actually "creates" something out of nothing.

    ___________________________________________________________________________

    p. 3

    A piece of paper of little value is printed so that it is worth a piece
    of lumber. With different figures it can buy the automobile or even the
    house. It's value has been "created" in the true meaning of the word.


    "CREATING" MONEY IS VERY PROFITABLE!

    As is seen by the above, money is very cheap to make, and whoever does
    the "creating" of money in a nation can make a tremendous profit!
    Builders work hard to make a profit of 5% above their cost to build a
    house.

    Auto makers sell their cars for 1% to 2% above the cost of manufacture
    and it is considered good business. But money "manufactures" have no limit
    on their profits, since a few cents will print a $1 bill or a $10,000 bill.

    That profit is part of our story, but first let consider another unique
    characteristic of the thing -- money, the love of which is the "root of
    all evil".


    ADEQUATE MONEY SUPPLY NEEDED

    An adequate supply of money is indispensable to civilized society. We
    could forego many other things but without money industry would grind to
    a halt, farms would become only self-sustaining units, surplus food would
    disappear, jobs requiring the work of more than one man or one family
    would remain undone, shipping and large movement of goods would cease,
    hungry people would plunder and kill to remain alive, and all government
    except family or tribe would cease to function.

    An overstatement, you say? Not at all. Money is the blood of civilized
    society, the means of all commercial trade except simple barter. It is
    the measure and the instrument by which one product is sold and another
    purchased. Remove money or even reduce the supply below that which is
    necessary to carry on current levels of trade, and the results are
    catastrophic. For an example, we need only look at America's Depression
    of the early 1930's.


    THE BANKER'S DEPRESSION OF THE 1930'S


    In 1930 America did not lack industrial capacity, fertile farmland,
    skilled and willing workers or industrious farm families. It had an
    extensive and efficient transportation system in railroads, road networks,
    and inland and ocean waterways.

    ____________________________________________________________________________

    p. 4

    Communications between regions and localities were the best in the world,
    utilizing telephone, teletype, radio, and a well-operated government mail
    system. No war had ravaged the cities or the countryside, no pestilence
    weakened the population, nor had famine stalked the land. The United
    States of America in 1930 lacked only one thing: an adequate supply of
    money to carry on trade and commerce.

    In the early 1930s, Bankers, the only source of new money and credit,
    deliberately refused loans to industries, stores and farms. Payments on
    existing loans were required however, and money rapidly disappeared from
    circulation. Goods were available to be purchased, jobs waiting to be
    done, but the lack of money brought the nation to a standstill.

    By this simple ploy America was put in a "depression" and the greedy
    Bankers took possession of hundreds of thousands of farms, homes, and
    business properties. The people were told, "times are hard" and "money
    is short." Not understanding the system, they were cruelly robbed of
    their earnings, their savings, and their property.

    _______________________________________________________________________

    p. 5


    MONEY FOR PEACE? NO!

    MONEY FOR WAR? YES!


    World War II ended the "depression." The same Bankers who in the
    early 30's had no loans for peacetime houses, food and clothing,
    suddenly had unlimited billions to lend for Army barracks, K-rations
    and uniforms! A nation that in 1934 couldn't produce food for sale,
    suddenly could produce bombs to send free to Germany and Japan! (More
    on this riddle later).

    With the sudden increase in money, people were hired, farms sold
    their produce, factories went to two shifts, mines re-opened, and "The
    Great Depression" was over! Some politicians were blamed for it and
    others took credit for ending it. The truth is the lack of money (caused
    by the Bankers) brought on the depression, and adequate money ended it.
    The people were never told that simple truth and in this article we will
    endeavor to show how these same Bankers who control our money and credit
    have used their control to plunder America and place us in bondage.

    _________________________________________________________

    p. 6

    POWER TO COIN AND REGULATE MONEY

    When we can see the disastrous results of an artificially created
    shortage of money, we can better understand why our Founding Fathers, who
    understood both money and God's Laws, insisted on placing the power to
    "create" money and the power to control it ONLY in the hands of the
    Federal Congress.

    They believed that ALL Citizens should share in the profits of its
    "creation" and therefore the Federal government must be the ONLY creator
    of money. They further believed that ALL citizens, of whatever State
    or Territory, or station in life, would benefit by an adequate and stable
    currency, and therefore, the national government must also be, by law,
    the ONLY controller of the value of money.

    Since the Federal Congress was the only legislative body subject to all
    the citizens at the ballot box, it was, to their minds, the only safe
    depository of so much profit and so much power. They wrote it out in the
    simple, but all inclusive:

    "Congress shall have the Power to Coin Money and
    Regulate the Value Thereof."


    HOW THE PEOPLE LOST CONTROL T0 THE FEDERAL RESERVE

    Instead of the Constitutional method of creating our money and putting
    it into circulation, we now have and entirely unconstitutional system.
    This has brought our country to the brink of disaster, as we shall see.

    Since our money was handled both legally and illegally before 1913, we
    shall consider only the years following 1913, since from that year on, ALL
    of our money had been created and issued by an illegal method that will
    eventually destroy the United States if it is not changed. Prior to 1913,
    America was a prosperous, powerful, and growing nation, at peace with its
    neighbors and the envy of the world. But -- in December of 1913, Congress,
    with many members away for the Christmas holidays, passed what has since
    been known as the FEDERAL RESERVE ACT. (For the full story of how this
    infamous legislation was forced through our Congress, read "Conquest or
    Consent", by W. D. Vennard).

    Omitting the burdensome details, it simply authorized the establishment of
    a Federal Reserve Corporation, with a Board of Directors (The Federal
    Reserve Board) to run it, and the United States was divided into 12
    Federal Reserve "Districts."

    _____________________________________________________________________________

    p. 7

    This simple, but terrible, law completely removed from Congress the
    right to "create" money or to have any control over its "creation", and
    gave that function to The Federal Reserve Corporation. This was done with
    appropriate fanfare and propaganda that this would "remove money from
    politics" (they didn't say "and therefore from the people's control") and
    prevent "Boom and Bust" from hurting our citizens.

    The people were not told then, and most still do not know today, that the
    Federal Reserve Corporation is a private corporation controlled by bankers
    and therefore is operated for the financial gain of the bankers over the
    people rather than for the good of the people. The word "Federal" was used
    only to deceive the people.


    MORE DISASTROUS THAN PEARL HARBOR

    Since that "day of infamy", more disastrous to us than Pearl Harbor, the
    small group of "privileged" people who lend us "our" money have accrued to
    themselves all of the profits of printing our money -- and more! Since
    1913 they have "created" tens of billions of dollars in money and credit,
    which, as their own personal property, they then lend to our government
    and our people at interest.

    "The rich get richer and the poor get poorer" had become the secret policy
    of the Federal government. An example of the process of "creation" and its
    conversion to peoples "debt" will aid our understanding.


    THEY PRINT IT --

    WE BORROW IT AND PAY THEM INTEREST

    We shall start with the need for money. The Federal Government, having
    spent more than it has taken from its citizens in taxes, needs, for the
    sake of illustration, $1,000,000,000. Since it does not have the money,
    and Congress has given away its authority to "create" it, the Government
    must go to the "creators" for the $1 billion.

    But, the Federal Reserve, a private corporation, doesn't just give its
    money away! The Bankers are willing to deliver $1,000,000,000 in money
    or credit to the Federal Government in exchange for the Government's
    agreement to pay it back -- with interest. So Congress authorizes the
    Treasury Department to print $1,000,000,000 in U.S. Bonds, which are then
    delivered to the Federal Reserve Bankers.

    _____________________________________________________________________________

    p. 8

    The Federal Reserve then pays the cost of printing the $1 billion (about
    $1,000) and makes the exchange. The government then uses the money to pay
    its obligations. What are the results of this fantastic transaction? Well,
    $1 billion in Government bills are paid all right, but the Government has
    now indebted the people to the Bankers for $1 billion on which the people
    must pay interest!

    Tens of thousands of such transactions have taken place since 1913 so that
    by the 1980s, the U.S. Government is indebted to the Bankers for over
    $1,000,000,000,000 (trillion), on which the people pay over $100 billion
    a year in interest alone with no hope of ever paying off the principal.
    Supposedly, our children and following generations will pay forever and
    forever! (Since this book was printed in 1984, the national debt has
    grown to today's 1989 total of approximately 3 trillion dollars.)

    [Transcriber's note: As of 1996, it is approximately 5 trillion dolllars].

    _____________________________________________________________________________

    p. 9

    AND THERE'S MORE

    You say, "This is terrible!" Yes, it is, but we have shown only part of
    the sordid story. Under this unholy system, those United States Bonds have
    now become "assets" of the Banks in the Reserve System, which they then use
    as "reserves" to "create" more "credit" to lend. Current "reserve"
    requirements allow them to use that $1 billion in bonds to "create" as
    much as $15 billion in new "credit" to lend to States, municipalities, to
    individuals and businesses.

    Added to the original $1 billion, they could have $16 billion of "created
    credit" out in loans paying them interest with their only cost being
    $1,000 for printing the original $1 billion! Since the U.S. Congress has
    not issued Constitutional money since 1863 (over 100 years), in order
    for the people to have money to carry on trade and commerce they are
    forced to borrow the "created Credit" of the Monopoly bankers and pay
    them usury-interest!



    AND THERE'S STILL MORE

    In addition to the vast wealth drawn to them through this almost
    unlimited usury, the Bankers who control the money at the top are able
    to approve or disapprove large loans to large and successful corporations
    to the extent that refusal of a loan will bring about a reduction in
    the price that that Corporation's stock sells for on the market.

    After depressing the price, the Bankers' agents buy large blocks of the
    company's stock, after which the sometimes multi-million dollar loan is
    approved, the stock rises, and is then sold for a profit. In this manner
    billions of dollars are made with which to buy more stock. This practice
    is so refined today that the Federal Reserve Board need only announce to
    the newspapers an increase or decrease in their "discount rate" to send
    stocks up and down as they wish.

    Using this method since 1913, the Bankers and their agents have purchased
    secret or open control of almost every large corporation in America. Using
    that control, they then force the corporations to borrow huge sums from
    their banks so that corporate earnings are siphoned off in the form of
    interest to the banks. This leaves little as actual "profits" which can
    be paid as dividends and explains why stock prices are so depressed,
    while the banks reap billions in interest from corporate loans. In effect,
    the bankers get almost all of the profits, while individual stockholders
    are left holding the bag.

    __________________________________________________________________________

    p. 10

    The millions of working families of America are now indebted to the
    few thousand Banking families for twice the assessed value of the entire
    United States. And these Banking families obtained that debt against us
    for the cost of paper, ink, and bookkeeping!


    THE INTEREST AMOUNT IS NEVER CREATED

    The only way new money (which is not true money, but is "credit"
    representing a debt), goes into circulation in America is when it is
    borrowed from Bankers. When the State and people borrow large sums, we
    seem to prosper. However, the bankers "create" only the amount of the
    principal of each loan, never the extra amount needed to pay the
    interest.

    Therefore, the new money never equals the new debt added. The amounts
    needed to pay the interest on loans is not "created," and therefore does
    not exist!

    Under this kind of a system, where new debt always exceeds the new money
    no matter how much or how little is borrowed, the total debt increasingly
    outstrips the amount of money available to pay the debt. The people can
    never, ever get out of debt!

    An example will show the viciousness of this usury-debt system with
    its "built in" shortage of money.

    ____________________________________________________________________________

    p. 11


    IF $60,000 IS BORROWED

    - $255,931.20 MUST BE PAID BACK

    When a citizen goes to a banker to borrow $60,000 to purchase a home or
    a farm, the Bank clerk has the borrower agree to pay back the loan plus
    interest. At 14% interest for 30 years, the borrower must agree to pay
    $710.92 per month for a total of $255,931.20.

    The clerk then requires the citizen to assign to the banker the right of
    ownership of the property if the borrower does not make the required
    payments. The bank clerk then gives the borrower a $60,000 check or a
    $60,000 deposit slip, crediting the borrower's checking account with
    $60,000.

    The borrower then writes checks to the builder, subcontractors, etc.,
    who in turn write checks. $60,000 of new "checkbook" money is thereby
    added to the "money in circulation."

    However, and this is the fatal flaw in a usury system, the only new
    money created and put into circulation is the amount of the loan, $60,000.
    The money to pay the interest is NOT created, and therefore was NOT added
    to "money in circulation."

    Even so, this borrower (and those who follow him in ownership of the
    property) must earn and TAKE OUT OF CIRCULATION $255,931, almost $200,000
    MORE than he put IN CIRCULATION when he borrowed the original $60,000!
    (By the way, it is this interest which cheats all families out of nicer
    homes. It is not that they cannot afford them; it is because the Bankers'
    usury forces them to pay for FOUR homes to get ONE!)

    Every new loan puts the same process in operation. Each borrower adds a
    small sum to the total money supply when he borrows, but the payments on
    the loan (because of interest) then deduct a much LARGER sum from the
    total money supply.

    There is therefore no way all debtors can pay off the money-lenders. As
    they pay the principle and interest, the money in circulation disappears.

    All they can do is struggle against each other, borrowing more and more
    from the money-lenders each generation. The money lenders (Bankers),
    who produce nothing of value, slowly, then more rapidly, gain a death
    grip on the land, building, and present and future earnings of the whole
    working population. Proverbs 22:7 has come to pass in America. The
    borrowers have become the servants to the lenders. No wonder God
    Almighty forbids interest on loans. (See cover again).

    __________________________________________________________________________

    p. 12


    SMALL LOANS DO THE SAME THING

    If you haven't quite grasped the impact of the above, let us consider
    a small auto loan for 3 years at 18% interest. Step 1: Citizen borrows
    $5,000 and pays it into circulation (it goes to the dealer, factory,
    miner, etc.) and signs a note agreeing to pay the Bankers $6,500. Step 2:
    Citizen pays $180 per month of his earnings to the Banker. In three years,
    he will take OUT of circulation $1,500 more than he put IN circulation.

    Every loan of Banker "created" money (credit) causes the same thing to
    happen. Since this has happened millions of times since 1913 (and
    continues today), you can see why America has gone from a prosperous,
    debt-free nation to a debt-ridden nation where practically every home,
    farm and business is paying usury-tribute to some Banker.

    The usury-tribute to the Bankers on personal, local, State and Federal
    debt totals more than the combined earnings of 25% of the working
    people. Soon it will be 50% and continue upward.


    THIS IS WHY BANKERS PROSPER IN GOOD TIMES OR BAD

    In the millions of transactions made each year like those above, little
    actual currency changes hands, nor is it necessary that it do so. 95% of
    all "cash" transactions in the U. S. are executed by check, so the
    Banker is perfectly safe in "creating" that so-called "loan" by writing
    the check or deposit slip, not against actual money, but AGAINST YOUR
    PROMISE TO PAY IT BACK! The cost to him is paper, ink and a few
    dollars in salaries and office costs for each transaction. It is "check
    kiting" on an enormous scale. The profits increase rapidly, year after
    year, as shown below.

    * * *

    [Article from a newspaper:]

    "Valley Bank Posts 49% Gain in Profits"

    "Gains of 49 percent in net income and 51 percent in operating
    income were posted last year by Valley National bank. Those
    gains brought net income to $33,959,000 in the year ended Dec.
    31 and operating income to $34,459,000. The year before those
    totals were $22,836,000 and $22,807,000 respectively."

    __________________________________________________________________________

    p. 13

    "Bank's Profit Rise 21%"

    "Arizona bank announced on Monday it had achieved a 21.2 percent
    increase in net income in 1978 over 1977. On the basis of
    operating income, excluding the 1977 sale of the Arizona Bank
    Building for $1,336,368, the bank said the increase was 43.9
    percent. Tostenrud said loans and deposits increased in the
    last year. Deposits 18.8 percent to $1,353 billion and loans
    21.9 percent to $951 million."

    * * *


    THE COST TO YOU? EVENTUALLY, EVERYTHING!

    In 1910 the U. S. Federal debt was only $1 billion, or $12.40 per
    citizen. State and local debts were practically non-existent.

    By 1920, after only six years of Federal Reserve shenanigans, the
    Federal debt had jumped to $24 billion, or $228 per person, and State
    and local debts were mushrooming.

    By 1981 the Federal debt passed $1 trillion and was growing
    exponentially as the Bankers tripled the interest rates. State and local
    debts are now MORE than the Federal, and with businesses and personal
    debts totalled over $6 trillion, three times the value of all land
    and buildings in America.

    If we signed over to the money-lenders of all of America we would
    still owe them more two more Americas (plus their usury, or course!).

    However, they are too cunning to take the title to everything. They
    instead leave you with some "illusion of ownership" so you and your
    children will continue to work and pay the Bankers more of your earnings
    on ever increasing debts. The "establishment" has captured our people
    with their ungodly system of usury and debt as certainly as if they had
    marched in with an uniformed army.

    To understand that it really is a "conquest," go back to the front
    and read the "Three Types of Conquest" again.

    _____________________________________________________________________________

    p. 14

    The borrower must pay back MORE then he borrowed, so bankers
    ALWAYS get more than they lend!


    FOR THE GAMBLERS AMONG MY READERS

    To grasp the truth that periodic withdrawal or money through interest
    payments will inexorably transfer all wealth in the nation to the receiver
    of interest, imagine yourself in a poker or dice game where everyone must
    buy the chips (the medium of exchange) from a "banker" who does not risk
    chips in the game, but watches the table and every hour reaches in and
    takes 10% to 15% of all the chips on the table. As the game goes on, the
    amount of chips in the possession of each player will go up and down with
    his luck. However, the TOTAL number of chips available to play the game
    (carry on trade and business) will decrease rapidly.

    The game will get low on chips, and some will run out. If they want to
    continue to play, they must buy or borrow them from the "banker". The
    "banker" will sell (lend) them ONLY if the player signs a "mortgage"
    agreeing to give the "banker" some real property (car, home, farm,
    business, etc.) if he cannot make periodic payments to pay back all
    the chips plus some EXTRA ones (interest). The payments must be made on
    time, whether he wins (makes a profit) or not.

    _____________________________________________________________________________

    p. 15

    It is easy to see that no matter how skillfully they play, eventually
    the "banker" will end up with all of his original chips back, and except
    for the very best players, the rest, if they stay in long enough, will
    lose to the "banker" their homes, their farms, their businesses, perhaps
    even their cars, watches, rings, and the shirts off their backs!

    Our real life situation is MUCH WORSE than any poker game. In a poker
    game none is forced to go into debt, and anyone can quit at any time and
    keep whatever he still has. But in real life, even if we borrow little
    ourselves from the "bankers," the local, State and Federal governments
    borrow billions in our name, squander it, then confiscate our earnings
    from us and pay it back to the Bankers with interest.

    We are forced to play the game, and none can leave except by death. We
    pay as long as we live, and our children pay after we die. If we cannot
    pay, the same government sends the police to take our property and
    give it to the Bankers. The bankers risk nothing in the game; they just
    collect their percentage and "win it all." In Las Vegas and at other
    gambling centers, all games are "rigged" to pay the owner a percentage,
    and they rake in millions...The Federal Reserve Bankers' "game" is also
    rigged, and it pays off in billions!

    In recent years, Bankers have added real "cards" to their game.
    "Credit" cards are promoted as a convenience and a great boon to trade.
    Actually, they are ingenious devices by which Bankers collect 2% to 5%
    of every retail sale from the seller and 18% interest from buyers. A
    real "stacked" deck!

    p. 16


    YES, IT'S POLITICAL, TOO!

    Democrat, Republican, and independent voters who have wondered why
    politicians always spend more tax money than they take in should now see
    the reason. When they begin to study our "debt-money" system, they soon
    realize that these politicians are not the agents of the people but are
    the agents of the Bankers, for whom they plan ways to place the people
    further in debt.

    It takes only a little imagination to see that if Congress had been
    "creating," spending and issuing into circulation the necessary increase
    in the money supply, THERE WOULD BE NO NATIONAL DEBT and the over
    $4 Trillion of other debts would be practically non-existent.

    Since there would be no ORIGINAL cost of money except printing, and no
    continuing costs such as interest, Federal taxes would be almost nil.
    Money, once in circulation, would remain there and go on serving its
    purpose as a medium of exchange for generation after generation and
    century after century, with no payments to the Bankers whatsoever!


    MOUNTING DEBTS AND WARS

    But instead of peace and debt-free prosperity, we have ever-mounting
    debt periodic wars. We as a people are now ruled by a system of
    Banker-owned Mammon that has usurped the mantle of government, disguised
    itself as our legitimate government, and set about to pauperize and
    control our people.

    It is now a centralized, all-powerful political apparatus whose main
    purposes are promoting war, confiscating the people's money, and
    propagandizing to perpetuate itself in power. Our two large political
    parties have become its servants, the various departments of government
    its spending agencies, and the Internal Revenue Service is its
    collection agency.

    Unknown to the people, it operates in close cooperation with similar
    apparatuses in other nations, which are also disguised as "governments."
    Some, we are told, are friends. Some, we are told, are enemies. "Enemies"
    are built up through international manipulations and used to frighten the
    American people into going billions of dollars more into debt to the
    bankers for "military preparedness," "foreign aid to stop communism,"
    "minority rights" etc.

    Citizens, deliberately confused by brainwashing propaganda, watch
    helplessly while our politicians give food, goods, and money to
    Banker-controlled alien governments under the guise of "better relations"
    and "easing tensions." Our Banker-controlled government takes our finest
    and bravest sons and sends them into foreign wars with obsolete equipment
    and inadequate training, where tens of thousands are murdered, and hundreds
    of thousands are crippled. Other thousands are morally corrupted,
    addicted to drugs, and infected with venereal and other diseases, which
    they bring back to the United States.

    When the "war" is over, we have gained nothing, but we are scores of
    billions of dollars more in debt to the bankers, which was the reason for
    the "war" in the first place!

    __________________________________________________________________________

    p. 17-19

    AND THERE'S MORE

    The profits from these massive debts have been used to erect a
    complete and almost hidden economic and political colossus over our
    nation. They keep telling us they are trying to do us "good," when in
    truth they work to bring harm and injury to our people. These would-be
    despots know it is easier to control and rob an ill, poorly-educated
    and confused people than it is a healthy and intelligent population,
    so they deliberately prevent real cures for diseases, they degrade our
    educational systems, and they stir up social and racial unrest. For the
    same reason they favor drug use, alcohol, sexual promiscuity, abortion,
    pornography, and crime. Everything which debilitates the minds and
    bodies of the people is secretly encouraged, as it makes the people
    less able to oppose them or even to understand what is being done to
    them. Family, morals, love of Country, the Christian religion, all
    that is honorable is being swept away, while they try to build their
    new, subservient man.

    Our new "rulers" are trying to change our whole racial, social,
    religious, and political order, but they will not change the debt-
    money economic system by which they ron and rule. Our people have
    become tenants and "debt-slaves" to the Bankers and their agents in
    the land our fathers conquered. It is conquest through the most
    gigantic fraud and swindle in the history of mankind.

    And we need to remind you again: The key to their wealth and power
    over us is their ability to create "money" out of nothing and lend it
    to us at interest. If they had not been allowed to do that, they
    would never would have gained secret control of our nation. How true
    Solomon's words are:

    "The rich rule over the poor, and the borrower is
    servant to the lender." Proverbs 22.7

    God Almighty warned in the Bible that one of the curses which would
    come upon His People for disobeying His Laws was:

    "The stranger that is within thee shall get up above thee
    very high, and thou shalt come down very low. He shall
    lend to thee, and thou shalt not lend to him; he shall be
    the head, and thou shalt be the tail." Deut. 28:44-45

    Most of the owners of the largest banks in America are of Eastern
    European ancestry and connected with the Rothschild European banks.
    Has that warning come to fruition in America?

    Let us now consider the correct method of providing the medium of
    exchange (money) needed by our people.


    THE CONSTITUTIONAL WAY -- EVERY CITIZEN A STOCKHOLDER

    If we would have used the Constitutional way of "creating" the money
    needed in the nation, the Federal Congress would spend most of its time
    and study on the issuance and control of an adequate supply of stable
    money for the people.

    If an increase of population and production required an increase in
    the medium of exchange, Congress would authorize the "coining," (i.e.,
    printing) of the determined amount. Some could be used to pay current
    legitimate expenses of the Federal Government, with the balance paid
    directly to the citizens. Records for payment would be similar to
    Social Security records, except a citizen would be recrded at birth,
    instead of when he first goes to work.

    Each person on the records as of the date of the Congressional
    authorization would receive an equal amount just as of he were a
    stockholder holding one share. Just think -- a peyment of only $20 to
    each citizen would put $4 billion of debt-free and interest-free money
    into circulation.

    _________________________________________________________________________

    p. 20


    Such a suggestion always scares the Bankers. Their propagandists
    will immediately cry "printing press money," abd warn that it would
    soon be "worthless" and would cause "inflation."

    The truth is their immense ursury charges on their "created" credit
    (our debt) is the sole cause of "inflation." All prices on all
    industry, trade and labor must be reaised periodically to pay the ever
    increasing usury charges. That is the ONLY cause of higher prices,
    and the money-changers spend millions in propaganda to keep you from
    realizing that.

    The money-creators (Bankers) know that if we ever tried a
    Constitutional issue of debt-free, interest-free currency, even a
    limited issue, the benefits would be apparent immediately. That they
    must prevent. Abraham Lincoln was the last President to issue such
    debt-free and interest-free currency (in 1863) and he was assassinated
    shortly thereafter. [Transcriber's note: JFK also made an issue of some
    interest-free U.S. Treasury currency notes in 1963, and he quickly met
    the same fate as Lincoln].

    ___________________________________________________________________________

    p. 21

    NO BANKS PLUNDER

    Under the Constitutional system, no private banks would exist to rob
    the people. Government banks under the control of the people's
    representatives would issue and control all money and credit. They would
    issue not only actual currency, but could lend limited credit at no
    interest for the purchase of capital goods, such as homes.

    A $60,000 loan would require only $60,000 repayment, not $255,931 as it
    is now. Everyone who supplied materials and labor for the home would get
    paid just as they do today, but the bankers would NOT get $195,931 in
    interest. AND THAT IS WHY THEY RIDCULE AND DESTROY ANYONE SUGGESTING
    GOVERNMENT (CITIZENS') MONEY WITHOUT INTEREST AND WITHOUT DEBT.

    History tells us of debt-free and interest-free money issued by
    governments. The American colonies did it through colonial script in the
    1700's and their wealth soon rivaled that of England and brought
    restrictions from Parliament, which led to the Revolutionary War.

    Abraham Lincoln did it in 1863 to help finance the Civil War. He was
    later assassinated by an agent of the Rothschild Bank. No debt-free or
    interest-free money has been issued in America since then.

    Several Arab nations issue interest free loans to their citizens today.
    [Transcribers note: Now you can understand what all the commotion in the
    Middle East is all about, and why the banker-owned press is brainwashing
    American citizens to think of all Arabs as terrorists).

    The Saracen Empire forbade interest on money 1,000 years ago and its
    wealth outshone even Saxon Europe. Mandarin China issued its own money,
    interest-free and debt-free and historians and collectors of art today
    consider those centuries to be China's time of greatest wealth, culture,
    and peace.

    Germany issued debt-free and interest-free money from 1935 on,
    accounting for its startling rise from the depression to a world power
    in 5 years. Germany fiunanced its entire government and war operation
    from 1935 to 1945 without gold and without debt, and it took the
    whole Capitalist and Communist world to destroy the German power over
    Europe and bring Europe back under the heel of the bankers. Such
    history of money does not even appear in the textbooks of public
    (government) schools today.

    Issuing money which does not have to be paid back in interest leaves
    the money available to use in the exchange of goods and services and
    services, and its only continuing cost is replacement as the paper wears
    out. Money is the paper ticket by which transfers are made and should
    always be in sufficient quantity to transfer all possible production of
    the nation to the ultimate consumers.

    ___________________________________________________________________________

    p. 22

    It is as ridiculous for a nation to say to its citizens, "You must
    consume less because we are short of money," as it would be for an
    airline to say, "Our planes are flying, but we cannot take you because
    we are short of tickets."


    STABLE MONEY

    Money, issued in such a way, would derive its value in exchange from
    the fact that it had come from the highest legal source in the nation
    and would be declared legal to pay all public and private debts.

    Issued by a sovereign nation, not in danger of collapse, it would need
    no gold or silver or other so-called "precious" metals to back it.

    As history shows, the stability and responsibility of government issuing
    it is the deciding factor in the acceptance of that government's
    currency -- not gold, silver, or iron buried in some hole in the ground.
    Proof is America's currency today. Our gold and silver are practically
    gone, but our currency is accepted. But if the government was about to
    collapse our currency would be worthless.

    Also, money issued through the people's legitimate government would not
    be under the control of a privately owned corporation whose individual
    owners benefit by causing the mojney amount and value to fluctuate and
    the people to go into debt.

    Under the present debt-usury system, the extra burden of usury forces
    workers and businesses to demand more money for the work and goods to
    pay their ever-increasing debts and taxes. This increase in prices and
    wages is called "inflation." Bankers, politicians and "economists"
    blame it on everything but the real cause, which is the usury levied on
    money and debt by the Bankers.

    This "inflation" benefits the money-lenders, since it wipes out savings
    of one generation so they can not finance or help the next generation,
    who must then borrow from the money-lenders, and pay a large part of
    their life's labor to the usurer.

    With an adequate supply of interest-free money, little borrowing would
    be required and prices would be established by people and goods, not by
    debts and usury.

    __________________________________________________________________________

    p. 23

    CITIZEN CONTROL

    If Federal Congress failed to act, or acted wrongly, in the supply of
    money, the citizens would use the ballot or recall petitions to replace
    those who prevented correct action with others whom the people believe
    would pursue a better money policy. Since the creation of money and its
    issuance in sufficient quantity would be one of the few functions of
    Congress, the voter could decide on a candidate by his stand on money
    instead of the hundreds of lesser issues which are presented to us
    today.

    And since money is, and would remain, a national function, local
    differences or local factrions would not be able to sway the people from
    the nation's (citizens') interest. All other problems, except the
    nation's defense, would be taken care of in the State, County, or City
    governments where they are best handled and most easily corrected.

    An adequate national defense would be provided by the same citizen-
    controlled Congress, and there would be no Bankers behind the scenes,
    bribing politicians to give $220 billions of American military
    equipment to other nations, disarming us, while alien nations prepare
    to attack and invade the United States of America.

    ___________________________________________________________________________

    p. 24

    A DEBT-FREE AMERICA

    With debt-free and interest-free money, there would be no high and
    confiscatory taxation, and our homes would be mortgage-free with no
    $10,000-per-year payments to the Bankers, nor would they get $1,000 to
    $2,500 per year from every automobile on our roads.

    We would need no "easy payment" plans, "revolving" charge accounts,
    loans to pay medical or hospital bills, loans to pay taxes, loans to pay
    for burials, loans to pay loans, nor any of the thousand and one
    usury-bearing loans which now suck the life-blood of American families.

    There would be no unemployment, divorces caused by debt, destitute old
    people, or mounting crime, and even the so-called "depraved" classes
    would be deprived of neither job nor money to buy the necessities of
    life.

    Criminals could not become politicians, nor would politicians become
    criminals in the pay of the Money-lenders. Our officials, at all
    government levels, would be working for the people instead of devising
    more money to place us further in debt to the Bankers.

    ____________________________________________________________________________

    p. 25

    We would get out of the entangling foreign alliances that have engulfed
    us in four major ways and scores of minor wars since the Federal Reserve
    Act was passed, alliances which are now used to prevent America from
    preparing her own defense in the face of mounting danger from alien
    powers.

    A debt-free America would mean mothers would not have to work.
    With mothers at home, juvenile deliquency would decrease rapidly. The
    elimination of the usury and debt would be the equivalent of a 50%
    raise in the purchasing power of every worker. With this cancellation
    of all debts, the return to the people of all the property and wealth
    the parasitic Bankers and their quasi-legal agents have stolen by usury
    and fraud, and then ending of their theft of $300 Billion (or more)
    every year from the people. America would be prosperous and powerful
    beyond the wildest dreams of the citizens today. And we would be at
    peace! (For a Bible example of cancellation of debts to money lenders
    and restoration of property and money to the people, read
    Nehemiah 5:1-13.)


    WHY YOU HAVEN'T KNOWN

    We realize that this small, and necessarily incomplete, article on
    money may be charged with oversimplification. Some may say that if it
    is that simple the people would have known about it, and it could not
    have happened.

    But this MONEY LENDERS consPIRACY is as old as Babylon, and even in
    America it dates far back before the year 1913.

    Actually, 1913 may be considered the year in which their previous plans
    came to fruition, and the way opened for complete economic conquest of
    our people. The consPIRACY is old enough in America so that to its
    agents have been, for many years, in positions of influence such as
    newspaper publishers, editors, columnists, church ministers, university
    presidents, professors, textbook writers, labor union leaders, movie
    makers, radio and TV commentators, politicians, and from school board
    members to U.S. presidents, and many others.


    CONTROLLED NEWS AND INFORMATION

    These agents control the information available to our people. They
    manipulate public opinion, elect whom they will locally and nationally,
    and never expose the crooked money system. They promote school bonds,
    municipal bonds, expensive and detrimental farm programs, "urban renewal,"
    foreign aid, and many other schemes which put the people more deeply
    into debt to the Bankers.

    __________________________________________________________________________

    p. 26

    Thoughtful citizens wonder why billions are spent on one program and
    billions on another which may duplicate it or even nullify it, such as
    paying some farmers not to raise crops, while at the same time building
    dams or canals to irrigate more farm land. Crazy or stupid?

    Neither. The goal is more debt. Thousands of government-sponsored
    ways of wasting money go on continually. Most make no sense, but they
    are never exposed for what they really are, builders of "billions for
    the bankers and debts for the people."

    So-called "economic experts" write syndicated columns in hundreds of
    newspapers, craftily designed to prevent the people from learning the
    simple truth about our money system. Commentators on radio and TV,
    preachers, educators, and politicians blame the people as wasteful, lazy
    or spend-thrift, and blame the workers and consumers for the increase
    in debts and the inflation of prices, when they know the cause is the
    debt-money system itself.

    Our people are literally drowned in charges and counter-charges designed
    to confuse them and keep them from understanding the unconstitutional and
    evil money-system that is so efficiently and silently robbing the farmers,
    the workers, and the businessmen of the fruits of their labor and of their
    freedoms.

    _________________________________________________________

    p. 27


    When some few Patriotic people or organizations who know the truth
    begin to expose them or try to stop any of their mad schemes, they are
    ridiculed and smeared as "right-wing extremists," "super-patriots,"
    "ultra-rightists," "bigots," "fascists," and "anti-Semites." Any name
    is used which will cause them to shut up or will at least stop other
    people from listening to the warning they are giving. Articles and
    books such as you are now reading are kept out of schools, libraries,
    and book stores.

    Some, who are especially vocal in their exposure of the treason
    against our people, are harassed by government agencies such as
    the EPA, the OSHA, the IRS, and others, causing them financial loss
    and bankruptcy. Using the above methods, they have been completely
    successful in preventing most Americans from learning the truth.

    Therefore, to prevent violence or armed resistance to their plunder of
    America, they plan to register all firearms and eventually to disarm
    all citizens. They have to eliminate most guns, except those in the
    hands of their government, polics and army.


    TELL THE PEOPLE

    The "almost hidden" conspirators in politics, religion, education,
    entertainment, and the news media are working for A Banker-owned
    United States, in a Banker-owned world under a Banker-owned World
    Government!

    Love of Country, compassion for your race, and concern for your
    children should make you deeply interested in this, America's greatest
    problem, for our generation has not suffered under the "yoke" as the
    coming generations will. Usury and taxes will continue to take a
    larger and larger part of the annual earning of the people and put
    them into the pockets of the Bankers and their political Agents.
    Increasing "government" regulations will prevent citizen protest and
    opposition to their control.

    _________________________________________________________________________

    p. 28

    It is possible that your grandchildren will own neither home nor car,
    but will live in "government-owned" apartments and ride to work in
    "government-owned" buses (both paying interest to the bankers),
    AND BE ALLOWED TO KEEP JUST ENOUGH OF THEIR EARNINGS TO BUY A MINIMUM
    OF FOOD AND CLOTHING while in luxury? In Asia and eastern Europe it is
    called "communism;" in America it is called "Democracy" and "Capitalism."

    America will not shake off her Banker-controlled dictatorship as long
    as the people are ignorant of the hidden controllers. International
    financiers, who control most of the governments of the nations, and most
    sources of information, seem to have us completely within their grasp.

    They are afraid of only one thing: an awakened Patriotic Citizenry, armed
    with the truth, and with a trust in Almighty God for deliverance. This
    pamphlet has given you the truth about their iniquitous system. What you
    do with it is in your hands, as in the hands of Divine Providence. "The
    fear of man bringeth a snare: but whoso putteth his trust in the Lord
    shall be safe." Proverbs 29:25

    * * *

    [Chart at bottom of page shows "Principal Assets of All
    Commercial Banks: 1950 to 1980" -- shows an exponentially
    increasing upward spike. Source: Statistical Abstract of
    United States. A note below the chart states:
    "1982: Since 1950 the Bankers "assets" (obtained by fraud)
    have risen from $160 billion to almost $2,000 billion.
    They are stealing America with their debt-usury system!]

    [Note alongside the chart: "Bankers produce no usable product
    or any "wealth," yet their usury robbery amost doubles their
    net assets (wealth) every ten years! Is it possible another
    generation under their "System" will make them "legal" owners
    of the entire United States and 200 million citizens will be
    their bond-slaves on the continent our fathers colonized and
    developed?"] ____________________________________________________________________________

    p. 29

    AUDIT THE FEDERAL RESERVE SYSTEM?

    The Federal Reserve has never been audited by the government since
    it took over our money and credit in 1913. In 1975, a bill, H.R. 4316,
    to require an audit, was introduced in Congress.

    During the April, 1975, hearings, this author submitted a statement
    favoring the audit, as did many others. It is reprinted on the next
    two pages, from pages 306-308 of the 739 pages of testimony given
    during those hearings before the Subcommittee on Domestic Monetary
    Policy of the Committee on Banking, Currency, and Housing, House of
    Representatives. Due to pressure from the money-controllers, it was
    not passed. No audit has ever been made.


    ____________________________________________________________________________


    p. 33

    NOTEABLE MONEY QUOTES

    PRESIDENT JAMES A. GARFIELD: "whoever controls the volume of money in
    in any country is absolute master of all industry and commerce."

    HORACE GREELRY: "While boasting of our noble deeds, we are careful to
    conceal the ugly fact that by an iniquitous money system we have
    nationalized a system of oppression which, though more refined, is
    not less cruel than the old system of chattel slavery."

    THOMAS A. EDISON: "People who will not turn a shovel full of dirt on
    project (Muscle Shoals Dam) nor contribute a pound of material, will
    collect more money from the United States than will the People who
    supply all the material and do all the work. This is the terrible
    thing about interest...But here is the point: If the Nation can
    issue a dollar bond it can issue a dollar bill. The element that
    makes the bond good makes the bill good also.

    The difference between the bond and the bill is that the bond lets
    the money broker collect twice the amount of the bond an an additional
    20%. Whereas the currency, the honest sort provided by the
    Constitution, pays nobody but those who contribute in some useful way.

    It is absurd to say our Country can issue bonds and cannot issue
    currency. Both are promises to pay, but one fattens the usurer and
    the other helps the People. If the currency issued by the People
    were no good, then the bonds would be no good, either. It is a
    terrible situation when the Government, to insure the National
    Wealth, must go in debt and submit to ruinous interest charges at
    the hands of men who cointrol the fictitious value of gold. Interest
    is the invention of Satan."

    PRESIDENT WOODROW WILSON: "A great industrial Nation is controlled
    by its system of credit. Our system of credit is concentrated. The
    growth of the Nation and all our activities are in the hands of a few
    men. We have come to be one of the worst ruled, one of the most
    completely controlled and dominated Governments in the world -- no
    longer a Government of free opinion, no longer a Government by
    conviction and vote of the majority, but a Government by the opinion
    and duress of small groups of dominant men."

    (Just before he died, Wilson is reported to have stated to friends
    that he had been "deceived" and that "I have betrayed my Country."
    He referred to the Federal Reserve Act, passed during his
    Presidency) [<--note by the author, Emry.]

    SIR JOSIAH STAMP: (President of the Bank of England in the 1920's, the
    second richest man in Britain): "Banking was conceived in iniquity
    and was born in sin. The Bankers own the earth. Take it away from
    them, but leave them the power to create deposits, and with the flick
    of the pen they create enough deposits to buy it back again. However,
    take it away from them, and all the great fortunes like mine will
    disappear, and they ought to disappear, for this would be a happier
    and better world to live in. But, if you wish to remain the slaves
    of the Bankers and pay the cost of your own slavery, let them
    continue to create deposits."

    ___________________________________________________________________________

    p. 34

    MAJOR L.L.B. ANGAS: "The modern Banking system manufactures money out
    of nothing. The process is perhaps the most astounding piece of
    sleight of hand that was ever invented. Banks can in fact inflate,
    mint, and unmint the modern ledger-emntry currency."

    RALPH M. HAWTREY (Former Secretary of the British Treasury): "Banks
    lend by creating credit. They create the means of payment out of
    nothing."

    ROBERT H. HEMPHILL (Credit Manager of Federal Reserve Bank, Altanta,
    Ga.): "This is a staggering thought. We are completely dependent
    on the the commercial Banks. Someone has to borrow every dollar we
    have in circulation, cash or credit. If the Banks create ample
    synthetic money, we are prosperous; if not, we starve. We are
    absolutely without a permanent money system. When one gets a
    complete grasp of the picture, the tragic absurdity of our
    hopeless position is almost incredible, but there it is. It is
    the most important subject intelligent persons can investigate and
    reflect upon. It is so important that our present civilization may
    collapse unless it becomes widely understood and the defects
    remedied very soon."

    CONGRESSMEN LOUIS T. MCFADDEN: The Federal Reserve (Banks) are one
    of the most corrupt institutions the world has ever seen. There is
    not a man within the sound of my voice who does not know that this
    Nation is run by the International Bankers."

    JOHN C. CALHOUN (Speech in the Senate, May 26, 1836): "A power has
    risen up in the government greater than the people themselves,
    consisting of many and various powerful interests combined in one mass,
    and held together by the cohesive power of the vast surplus in the
    banks."

    LYOF N. TOLSTOY (In What Shall We Do?, 1891): "Money is a new form
    of slavery, and sistinguishable from the old simply by the fact that
    it is impersonal -- that there is no human relation between master
    and slave."

    THOMAS JEFFERSON (Letter to Elbridge Gerry, Jan. 26, 1779): "Banking
    establishments are more dangerous than standing armies."

    WILLIAM CORBETT: (In Advice to Yound Men, 1, 1829): "The power
    which money gives is that of brute force; It is the power of
    the bludgeon and the bayonet."

    SOPHOCLES (Atigone, c. 450 B.C.): "Money lays waste cities; It sets
    men to roaming from home. It seduces and corrupts honest men and
    turns virtue to baseness; It teaches villany and impiety."

    __________________________________________________________________________

    p. 35

    THEY HAVE NOT TOLD YOU!

    Listed below are the individuals, organizations and publications
    that control rather completely what you know or do not know.

    Please read this list, and see if any of them, since 1920, have told
    you any of the simple truths about our iniquitous debt-usury economic
    system which you have read in this little booklet:

    Presidents, Vice-Presidents, or potential candidates [except for
    Harry Browne -- JS]; Cabinet members, U.S. Judges, or other appointed
    U.S. officials; Any U.S. Senator or Representative, except Robert
    Lafoliete, Charles Binderup, Charles Lindberg Sr., Louis McFadden,
    Wright-Patman, or John Rarick? (All now gone).

    State Governors or members of State Legislatures?

    The Republican Party;

    The Democratic Party;

    The Communist Party;

    The Socialist Worker's Party;

    Other so-called "voter information" groups?

    News sources such as Associated Press (AP), United Press International
    (UPI), Reuters, etc;

    Any large daily newspaper or newspaper columnist?

    Radio or TV networks such as ABC, NBC, CBS, [CNN] and Mutual;

    Radio or television newsmen or commentators;

    News magazines such as TIME, NEWSWEEK, LOOK, U.S. NEWS & WORLD REPORT,
    PEOPLE, etc.

    Any other widely circulated magazines?

    Books sold on the newsstands, in book stores, by Book-of-the-Month
    Club or any other book clubs?

    The moves, stage or other "entertainment" (although they often attack
    politics, religion, or Christian society, they NEVER expose the money
    system);

    University to College professors;

    Any elementary, high school or college textbooks;

    Any other "educator" or educational organization such as the N.E.A.,
    P.T.A. or similar?

    Labor Unions such as the A.F. of L., C.I.O., Teamsters, UMW, Farm
    organizations such as Farmers Union, Farm Bureau, NFO, United Farm
    Workers, etc, (the recent American Agricultural Movement has exposed
    the debt-usury);

    ________________________________________________________________________

    p. 36

    Any farm publication?

    Business organizations such as the National Association of
    Manufacturers, Better Business Bureau, Chamber of Commerce, etc.?

    Medical, scientific or professional organizations such as the A.M.A,
    A.A.U.P., etc.?

    Civic or Fraternal organizations such as Rotary, Elks, Lions,
    Moose, Eagkles, Odd Fellows, etc.?

    Veterans organizations such as the American Legion, Veterans of
    Foreign Wars, Disabled Vets, etc.?

    The hundreds of "civil rights," "student," "Women's Lib." and
    similar "protest" organizations or publications? They protest
    "racism," atomic weapons, war, pollution, and scores of other supposed
    "wrongs," but NEVER, NEVER, expose or object to the robbery of the
    people by the Billionaire Bankers!

    Masonic Orders, Lodges or publications;

    Knights of Columbus;

    Any Catholic Pope, Bishop or Priest? (Father Coughlin of Michigan
    spoke on radio and wrote books in the 1930's protesting the Bankers'
    plunder of America. He was silenced in a few years on direct orders
    of the Pope. Since then few Priests have mentioned the plunder).

    Jewish Rabbis or Jewish organizations such as the United Synagogues
    of America, B'nai Brith, Anti-defamation League, etc;

    World Council of Churches (WCC)

    National Council of Churches (NCC)

    Any denominational Protestant minister or church;

    Mormons, Jehovah's Witnesses, Christian Science, or similar;
    "Charismatic" or "Pentacostal" ministers or churches;
    "Non-denominational" or independent ministers or churches; Religious
    magazines, publishing houses, or bookstores; "Evangelists" or
    "Crusaders" on radio and television;

    __________________________________________________________________________

    p. 37

    YOUR MINSTER?

    ANYONE?

    By the 1980's virtually no prominent indiviual or national organization
    of influence in America, including religious organizations, opposes or
    exposes the Bankers' plunder. Because of that silence most Americans
    live out their whole lives in this land without ever learning how they are
    being robbed.

    Small groups of patriots are opposing the Bankers. One is LIBERTY
    LOBBY which publishes The SPOTLIGHT, a weekly newspaper ($32 per year
    or $59 for two years, 300 Independence Ave., S.E., Washington, D.C.
    20003). Each issue exposes the anti-American shenanigans of the
    Bankers, Communists and other enemies of America. Every patriotic
    American family should subscribe.

    Read this short booklet over again.

    Since the politicians, the major media and the churches will not
    warn the people, that warning is up to us AND YOU! Will you pray
    AND ACT?



    IS IT POSSIBLE GOD KNOWS ABOUT OUR PLIGHT?

    "But this is a people robbed and spoiled;
    they are all of them snared in holes,
    and they are bid in prison houses;
    they are for a prey, and none delivereth;
    for a spoil, AND NONE SAVETH, RESTORE.

    "Who among you will give ear to this?
    Who will hearken, and hear for the time
    to come?" (the "last days") Isaiah 42:22-23


    ___________________________________________________________________________

    p. 38

    WHAT YOU CAN DO

    Pray for America's release from this wicked money control, which
    is at the root of our debts and wars.

    Send copies of this book to officials in your State government,
    to school board members, principals, teachers, ministers, neighbors,
    etc. Ask them for their comments.

    Write letters to elected or appointed officials. Write "letters-
    to-the-editor" to newspapers. Most small towns and suburban newspapers
    are not totally controlled, while most of the big city newspapers are.

    Give or mail them out by the hundreds to awaken and educate other
    Americans to this fantastic plunder of the working people of America.
    The cost to you is VERY LITTLE compared to the BILLIONS in money and
    property being STOLEN from our people.

    The Bibe has scores of passages condemning the robbery of the
    workers and the poor by the wicked. For a Bible-related study of
    this evil system of plunder, write to the publisher of this booklet for
    a list of books, tracts, and cassette sermons on Bible Law and Prophecy.

    [End of Part 2 of 2]

    _________________________________________________________________________

    PRINT OUT A COPY OF THIS MESSAGE AND SHARE IT WITH YOUR FRIENDS!

    THERE IS NO COPYRIGHT -- PLEASE HELP ALERT THE AMERICAN PEOPLE!

    *******************************************************
    Interested in learning more about communist influence
    in the American media, the resurging Soviet empire,
    the FBI's proposed domestic terrorism centre, the
    TWA800 shootdown, the ATF's "Operation Piedmont" plans
    to plant pipe bombs at the Atlanta Olympics and blame
    them on the militias...and much, much more that the
    media will not tell you?

    Visit the NEW WORLD ORDER INTELLIGENCE UPDATE Web page
    at:

    http://www.inforamp.net/~jwhitley

    ********************************************************


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